Your Insure4Cargo policy contains the broadest terms available. Your cargo is covered for “all risks” of physical loss or damage, subject to very few exclusions that are considered to be “nonfortuitous” in nature. Examples of nonfortuitous losses might include ordinary wear and tear, and willful misconduct or fraud by the Assured (Insured) or other party to the sales contract. Other exclusions would include loss resulting from delays in transit, loss of market and nuclear contamination.

This policy is for clients doing business overseas. Coverage includes property, liability, medical, AD&D, employer’s responsibility and travel accident. This policy is the ideal insurance solution for any U.S.-based companies that do business overseas. It is beneficial since it will cover liabilities or accidental injuries while traveling abroad.

Policy can include coverage for goods in a storage location, worldwide. The policy is “All Risks”, including catastrophic perils of earthquake, flood, and Named windstorm. The goods are protected whether raw, in process, or in finished form.